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PERSONAL
Insurance



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Protect your health, home, vehicles and more with insurance coverage from 1st Vitality Hoard International. Call or meet with one of our independent insurance agents to get quotes from several financially stable and reliable insurance companies (rated A or better by A.M. Best). And, if you ever need to make a claim, call us, not an 800 number, so we can give you the personal service you deserve.

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Experienced 

1st Vitality Hoard International Insurance Agency is an Independent Insurance Agency. With more than 100 years combined insurance experience, our team of experts will help you with Personal Insurance, Commercial (Business) Insurance and Farm Insurance Programs.

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Local

Our agents are licensed in the states of Minnesota, Iowa, South Dakota, Wisconsin, and Florida.

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Convenient 

Being a community bank means our customers stop in, while running errands, to pay premiums, turn in a claim or just say hi. The bank and the agency share many customers because of the confidence they have in our organization. Our customers also find it convenient to do their banking and insurance in one location.

Personal Insurance Products

 

Auto and Recreational Vehicle Insurance

Compare rates from several insurers to get the best value for yourself or your whole family of drivers.

Homeowner's Insurance

You'll always have a place to call home when you have comprehensive homeowner's insurance.

Flood Insurance

You can benefit from flood insurance even if you don't live in a flood plain, and water damage from flooding is not covered by homeowner's policies.

Personal Liability Insurance

Accidents happen, and when you're at fault you want to be protected. Liability insurance protects you when someone else sustains bodily injury or property damage.

Life Insurance

Plan ahead for your loved ones by investing in life insurance. Let us help you understand the difference between term and whole-life insurance so you can make the best choice for you.

Health Insurance

Whether you are self-employed or don't have access to health insurance at work, let us help you find an affordable policy.

Umbrella Insurance

Umbrella insurance is extra insurance that provides protection beyond existing limits and coverages of other policies. It can provide coverage for injuries, property damage, certain lawsuits, and personal liability situations. Talk to one of our knowledgeable insurance agents to to review your current policies, coverage limits and exclusions, and recommendations for umbrella coverage.

Aviation Insurance

Get more enjoyment from flying your aircraft knowing you have the right insurance in place.

Renter's Insurance

Protect your personal possessions from property damage with renter's insurance.

Watercraft Insurance

Whether you own a boat, pontoon, jet ski or something in between, we'll help you find a policy with you and your vessel’s unique needs in mind.

Bonds

Need a bond to satisfy a financial guarantee required by the city, state or courts? Contact us for your bond needs.